NAVRA™Sample
NAVRA™ Sample Report
This preview shows how a NAVRA™ Pro report helps agents and sellers review pre-listing condition, insurance, financing, and deal-risk factors before a property goes live—enough depth to evaluate the product, without unlocking the full paid deliverable.
Report Header
NAVRA™ Preliminary Report
Seller Pre-Listing Risk Snapshot
Created: March 15, 2025, 10:30 AM
Overall Score
72
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Sample NAVRA™ cover artwork—on a live saved report you would typically use a listing photo here.
Prepared By
Prepared By
Sample branding
Claire Connor
Real Estate Advisor | NAVRA Sample Agent
Northeast Florida | Jacksonville | St. Augustine
claire@coastalsamplerealty.com
(904) 555-1212
Know the risk before you list.
Claire Connor is a NAVRA sample agent serving Northeast Florida. She uses NAVRA to help sellers identify pre-listing risk factors that may affect buyer confidence, insurance, financing, negotiations, and closing momentum — before those issues become contract problems.
Sample agent branding shown for demonstration purposes.
Property Snapshot
123 Sample Oak Lane
Fernandina Beach, FL 32034
Asking Price: $650,000
Year Built: 1998
WDO / Pest: Prior treatment unknown; seller noted fascia wear
Windows / Doors: Fogged panes on south elevation
Permits: Older addition; documentation incomplete
Solar: System present; financed; transfer package pending
Smoke / Odor: Noticeable odor in primary bedroom; nicotine staining on closet shelving
Financing Type: VA
Executive Summary
123 Sample Oak Lane
Fernandina Beach, FL 32034
Asking price: $650,000
Financing: VA
Overall NAVRA™ Score
72
Risk tier
High
Condition score
61
Financing friction
Elevated
VA
Top watch items
Key takeaways
- High risk means one or more items could create insurance, financing, inspection, negotiation, or contract fallout concerns.
- Roof age/type may create insurance, negotiation, or buyer-confidence concerns.
- WDO, wood rot, or pest concerns may warrant review before listing.
Recommended next steps
- Review roof age, permit history, and any available roof documentation before listing.
- Discuss WDO or wood rot concerns with the seller and consider a WDO inspection or contractor input.
- Review fogged window concerns and consider whether repair estimates or disclosure notes would help reduce friction.
- Review permit history for additions, conversions, or older improvements before the property goes live.
- Request the solar payoff/transfer package before going live, including current payoff, loan or lease terms, assumption requirements, UCC/fixture filing information, warranty transfer details, and recent system production history if available.
This preliminary snapshot combines property condition, additional deal-risk signals, and selected offer-stage financing sensitivity. Risk indicators are not confirmed defects.
Disclosure note: NAVRA is designed to help agents and sellers identify pre-listing risk indicators and preparation priorities. It does not determine what must be disclosed. Known property conditions should be reviewed separately with the seller, broker, and appropriate professionals.
Deal-risk adjustment
Additional deal-risk adjustment: 11 · Financing adjustment: 4
Component Risk Snapshot
Higher bars highlight where this model sees stronger condition or documentation signals—not a pass/fail judgment on the home.
Sample Detailed Guidance
Sample Detailed Guidance
Three unlocked sample sections below show the depth of a full NAVRA Pro report. Remaining categories stay preview-only on this public page.
Roof
High Risk / 70- Input
- Shingle roof, 16 years old
- What this means
- A roof at this age and type often raises insurance, buyer-confidence, or contract-timing questions in Florida transactions. Expect questions even when the roof is still shedding water.
- Why it matters
- Age and documentation gaps can shift buyer perception, insurer review, and negotiation leverage regardless of day-to-day performance.
- Suggested action
- Review roof records, permit history, and any available documentation. Consider a roof certification or contractor opinion before listing so you can respond clearly to buyers and insurers.
WDO / Pest
High Risk / 70- Input
- Prior treatment, documentation unclear
- What this means
- WDO / pest (Prior treatment, documentation unclear) is a high-visibility issue in Florida deals—often tied to moisture paths, wood damage, and retreatment expectations.
- Why it matters
- Buyers and insurers may react strongly because damage can be hidden and costly to trace.
- Suggested action
- Organize treatment records, warranties, and repair scopes. Plan factual conversations with inspectors rather than minimizing unknowns.
Financing Sensitivity
Moderate Risk / 40- Input
- Selected financing: VA
- What this means
- Financing type changes how closely appraisers and underwriters may scrutinize condition, documentation, and repair timelines. This score reflects sensitivity—not loan approval odds.
- Why it matters
- Offer-stage friction often spikes when property facts do not match what the selected program expects.
- Suggested action
- Align disclosures and repair priorities with likely appraisal and underwriting checkpoints for this financing path. Update the analysis if the buyer’s financing changes.
Additional categories included in a full NAVRA Pro report
Full reports expand beyond the sample sections with category-specific risk notes, seller-conversation prompts, and recommended next steps across these areas.
Want the full component-by-component report?
Create your first analysis and walk into your next seller conversation with the kind of preparation sellers notice.
NAVRA helps you turn pre-listing risk into a sharper, more confident listing conversation.
Disclaimer
NAVRA™ is a preliminary pre-listing risk review and decision-support tool. It is not a home inspection, contractor evaluation, insurance underwriting decision, lending decision, appraisal, seller disclosure statement, or legal opinion.
NAVRA™ may identify risk indicators based on property characteristics, selected inputs, and Florida-focused transaction considerations. Risk indicators are not the same as confirmed defects.
Sellers and agents should not use NAVRA™ to avoid, minimize, or replace required disclosure obligations. Sellers should complete any seller disclosure documents based on their actual knowledge, property history, repairs, reports, professional evaluations, and applicable legal requirements. Agents should consult their broker and/or legal counsel when questions arise about whether a known condition should be disclosed.
Current NAVRA™ scoring guidance is Florida-focused and may not reflect insurance, lending, legal, or market conditions in every state or transaction.